Terms of Services

Effective Date: November 24, 2025

1. Agreement to Terms

These Terms of Services ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and autoratenest.info, operated by **PROMOSTAR PRIVATE LIMITED** ("Company," "we," "us," or "our"), concerning your access to and use of the autoratenest.info website and all related services (the "Service"). By accessing the Service, you agree that you have read, understood, and agreed to be bound by all of these Terms.

2. The Service We Provide (Disclaimer)

**We are a technology platform that connects consumers with third-party insurance agents and carriers. We are NOT an insurance company, agent, or broker, and we DO NOT underwrite, issue, or service insurance policies.** All insurance products and quotes are provided by our independent third-party partners. We are not responsible for the accuracy of quotes or the terms of any insurance policy purchased. Any relationship or transaction concerning the insurance policy is solely between you and the respective partner.

3. User Representations and Responsibilities

• You agree to provide accurate and truthful information when submitting a quote request.
• You acknowledge that by submitting your information, you consent to us sharing it with our third-party partners and their designees to fulfill your request for insurance quotes.
• You are responsible for verifying the accuracy of any quote and confirming coverage details directly with the issuing partner before purchasing a policy.

4. Affiliate and Compensation Disclosure

We receive compensation from the third-party insurance companies, agents, and other affiliates that advertise on our site or to whom we refer you. This compensation may impact the placement and order in which these companies appear, but it does not influence the objectivity of the quote information where available. You are under no obligation to purchase a policy from any of our partners.

5. Intellectual Property Rights

Unless otherwise indicated, the Service and all content (including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics) are the property of **PROMOSTAR PRIVATE LIMITED** and are protected by copyright and trademark laws.

6. Governing Law

These Terms shall be governed by and defined in accordance with the laws of India, specifically the jurisdiction where the company **PROMOSTAR PRIVATE LIMITED** is registered, without regard to its conflict of law principles.

7. Contact Information

For any questions or concerns regarding these Terms, please contact us at: [email protected].